1. What is phishing?
Phishing is the act of trying to get someone else's personal information (such as usernames, passwords, credit card numbers, etc.) using fake emails. If successful, they would then have access to your information. To prevent phishing, make sure not to click links contained in suspicious email messages. Instead, go directly to where the link takes you on the website. If unsure, contact the company via phone or social media.
Phishing refers to the act of fraudulent emails sent either directly or indirectly to unsuspecting victims in order to steal their personal information. These emails may appear legitimate at first glance, making them difficult to spot. If they’re not stopped before reaching their target, the victim could unknowingly disclose sensitive data such as usernames, passwords, credit card numbers, bank account details, Social Security Numbers, etc., to fraudsters.
2. How can we protect ourselves from phishing?
The following steps can assist you in protecting yourself and your organization from phishing:
There are some simple things everyone can do to help prevent themselves from falling victim to phishing scams. First and foremost, never respond to unsolicited emails requesting personal information. If you ever receive an email claiming to be from a reputable company, check the URL at the top right-hand corner of the screen before clicking through. Also, look closely at the “From” address – if it doesn't match the name of the person or organization behind the website you're about to enter, don't click through. Finally, keep software updated and make sure your network settings are configured properly to prevent others from accessing your computer remotely.
When sending out emails, always use a reputable service provider. Do not give away sensitive information in an email message. Be careful of who you communicate with online. You should never share your username, password, financial account number, or any other sensitive information over the internet. Always keep these things private!
If you receive a message from someone claiming to be from a financial institution, do not respond. Financial institutions rarely send emails asking for personal information or directing customers to websites that ask for personal information.
Never download files from unknown people or send sensitive information (like your Social Security number, financial account number, credit card numbers) via text message. Many viruses spread via email. It's best to only open attachments and links from people you know. If you've received an email from someone who you haven't spoken to before, make sure to check their social media accounts first. Look for suspicious activity and consider calling them if necessary.
Avoid clicking on links in unsolicited email messages unless you know where the link takes you. Malicious hackers may attempt to trick you into downloading malware onto your device.
Use strong passwords that are different than those you use for your email, banking, and other accounts. Hackers can easily figure out what your passwords are based on previous login attempts.
Change your password frequently and store it somewhere safe. Hackers sometimes use automated programs to crack passwords.
Always make sure you know who you’re buying from. When you purchase goods online, check the seller's feedback rating before making a purchase. Look for reviews of the product and customer service.
That's it.